If you are enjoying the mygirlfund experience then you will definitely want to become a premium member. You can save money and get access to more tools to interact with the girls. You are automatically upgraded to premium when you buy 35 of credits or more in one transaction. You will never be re-billed for premium membership.
When you upgrade to a premium membership you get:
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Discounted credit pricing
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Higher spending limits
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Initiate live chat
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2-way video conferencing
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Sending private photos
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Thumbnail status
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Self-tagging
A premium membership is membership for life with no monthly fees or re-ups ever. It's a no-brainer: you get to have more fun with the girls while saving money.